The swimming club is a place of many functions, full of people with different motivations for attending, different levels of skill and of all different ages.
Running such a complex operation with such a wide array of customers naturally comes with a unique set of challenges, and a unique set of risks. In this article, we’ll be looking at five reasons you should ensure your swimming club is insured with the best insurance package possible.
Why do I need swimming club insurance?
1: Swimming pools are dangerous places
We might be starting with the most obvious risk, but that doesn’t make it any less true. Slips, trips, drowning, and several other problems come with being in and around the pool. And unfortunately, no matter how careful you are, accidents can happen.
Because of this, it is vital that you have comprehensive insurance to cover accidents occurring both in and out of the pool, it only takes a second for an accident that could put you in serious financial peril to occur.
2: You may need legal assistance
If the worst does happen and something does go wrong you could also potentially find yourself in an expensive court case, even if your club is not liable for the accident. These cases have the potential to continue for lengthy periods of time and cost your business thousands of pounds. Comprehensive insurance cover will ensure you don’t have to worry about the costs involved with defending yourself in court should this eventuality occur.
3: You need to protect your staff
Your staff are the lifeblood of your club, ensuring that it can continue to function and all of your customers have the best swimming experience possible. Even though they will have had a vast amount of safety training and be very strong swimmers, they could still potentially get injured and be unable to work for an extended period.
Getting the correct cover will ensure you are financially covered for any compensation claims as a result of injury and can also give your staff financial assistance if they are unable to work because of injury, ensuring peace of mind for both you and your staff members.
4: Not everything is within your control
Regular maintenance and a skilled engineering team can help you to mitigate the risk of failures but you can never completely rule them out. If one part breaks you could potentially be forced to close your club for days or even weeks until repairs can be done, leaving you spending money on repairs whilst also being unable to bring in any income.
Ensuring this loss of income and the cost of repairs are covered will give you one less thing to worry about and allow you to focus all of your efforts on getting your club back up and running as quickly as possible.
How can we help?
If you would like the team at Swimsure to craft a bespoke, no obligation insurance quote for you, you can use our online form here or call us on 0345 450 8020.